Debt Management Class » Debt Management Q&A http://www.debtmanagementclass.com Tue, 24 May 2011 18:51:17 +0000 http://wordpress.org/?v=2.7 en hourly 1 How much will a debt management plan save a month? http://www.debtmanagementclass.com/how-much-will-a-debt-management-plan-save-a-month http://www.debtmanagementclass.com/how-much-will-a-debt-management-plan-save-a-month#comments Fri, 09 Jan 2009 15:35:10 +0000 admin http://www.debtmanagementclass.com/how-much-will-a-debt-management-plan-save-a-month
EMB asked:

I am looking into a debt management plan. We tried a home equity loan but our credit has gone down to far for it. The one that I just applied for said they save on average $125 a month….that won’t cut it. Anyone have been success than that? I don’t need lectures…unfortunate health circumstances put us here. We just want a better life. I would love to hear success stories!

]]> http://www.debtmanagementclass.com/how-much-will-a-debt-management-plan-save-a-month/feed Is it true that if you go with a Debt management program will your credit clear up faster? http://www.debtmanagementclass.com/is-it-true-that-if-you-go-with-a-debt-management-program-will-your-credit-clear-up-faster http://www.debtmanagementclass.com/is-it-true-that-if-you-go-with-a-debt-management-program-will-your-credit-clear-up-faster#comments Thu, 01 Jan 2009 18:10:51 +0000 admin http://www.debtmanagementclass.com/is-it-true-that-if-you-go-with-a-debt-management-program-will-your-credit-clear-up-faster
G

asked:

I heard about Incharge Debt Management which is a non-profitable organization, does it really help you repair your credit sooner?

]]> http://www.debtmanagementclass.com/is-it-true-that-if-you-go-with-a-debt-management-program-will-your-credit-clear-up-faster/feed How to pay off credit cards enrolled in a debt management program? http://www.debtmanagementclass.com/how-to-pay-off-credit-cards-enrolled-in-a-debt-management-program http://www.debtmanagementclass.com/how-to-pay-off-credit-cards-enrolled-in-a-debt-management-program#comments Fri, 14 Nov 2008 17:58:31 +0000 admin http://www.debtmanagementclass.com/how-to-pay-off-credit-cards-enrolled-in-a-debt-management-program
Rachel asked:


I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower payment each month. Should I pay the cards directly or go through the credit counseling service? Which is better for my credit score?

]]> http://www.debtmanagementclass.com/how-to-pay-off-credit-cards-enrolled-in-a-debt-management-program/feed Should I file for bankruptcy or work with a debt management agency? http://www.debtmanagementclass.com/should-i-file-for-bankruptcy-or-work-with-a-debt-management-agency http://www.debtmanagementclass.com/should-i-file-for-bankruptcy-or-work-with-a-debt-management-agency#comments Mon, 03 Nov 2008 04:56:34 +0000 admin http://www.debtmanagementclass.com/should-i-file-for-bankruptcy-or-work-with-a-debt-management-agency
Flyers asked:


My husband was out of work for almost a year and I lost my job. We have almost 30k in debt on credit cards. We have never been late with payments but it is starting to get tight. Should we file bankruptcy or contact a debit management agency?

]]> http://www.debtmanagementclass.com/should-i-file-for-bankruptcy-or-work-with-a-debt-management-agency/feed Debt Management Program the right way to go? http://www.debtmanagementclass.com/debt-management-program-the-right-way-to-go http://www.debtmanagementclass.com/debt-management-program-the-right-way-to-go#comments Sun, 05 Oct 2008 18:46:05 +0000 admin http://www.debtmanagementclass.com/debt-management-program-the-right-way-to-go
Moonlight177 asked:


We are drowning in debt. So far we have managed to get our MINIMUM monthly payments out each month but we are getting no where. Would a debt management program be a good option for us? What exactly is it? Where do I find a reliable one to work with?


]]> http://www.debtmanagementclass.com/debt-management-program-the-right-way-to-go/feed How can I get the location where jobs are advertised by Debt Management Office of Nigeria on-line? http://www.debtmanagementclass.com/how-can-i-get-the-location-where-jobs-are-advertised-by-debt-management-office-of-nigeria-on-line http://www.debtmanagementclass.com/how-can-i-get-the-location-where-jobs-are-advertised-by-debt-management-office-of-nigeria-on-line#comments Mon, 29 Sep 2008 00:44:05 +0000 admin http://www.debtmanagementclass.com/how-can-i-get-the-location-where-jobs-are-advertised-by-debt-management-office-of-nigeria-on-line
feda asked:


My friend informed me that I should check www.DMO.gov.nig advertisement has been placed for empolyment by Nigeria’s Debt Management Office I searched for the advert at that address and the application must be made on-line but I cant find the location can someone please help me out?


]]> http://www.debtmanagementclass.com/how-can-i-get-the-location-where-jobs-are-advertised-by-debt-management-office-of-nigeria-on-line/feed Why does a Debt Management Plan ask if you have over 1000 in medical bills? http://www.debtmanagementclass.com/why-does-a-debt-management-plan-ask-if-you-have-over-1000-in-medical-bills http://www.debtmanagementclass.com/why-does-a-debt-management-plan-ask-if-you-have-over-1000-in-medical-bills#comments Tue, 23 Sep 2008 08:59:57 +0000 admin http://www.debtmanagementclass.com/why-does-a-debt-management-plan-ask-if-you-have-over-1000-in-medical-bills
EMB asked:


We are about to begin a debt management plan through CCCS. One of the first questions on the application is do you have over $1000 in medical bills. Why do they ask this? Will they help with these bills?

]]> http://www.debtmanagementclass.com/why-does-a-debt-management-plan-ask-if-you-have-over-1000-in-medical-bills/feed debt management? http://www.debtmanagementclass.com/debt-management http://www.debtmanagementclass.com/debt-management#comments Sun, 21 Sep 2008 19:16:38 +0000 admin http://www.debtmanagementclass.com/debt-management
gangstaG

asked:


I’m looking for the most reputable top knotch debt management company to go with to settle some debts from my younger years..I’ve heard stories though of people getting ripped off and scammed by these “so called companies” So can I ask out there anyone know a good company to go with?

]]> http://www.debtmanagementclass.com/debt-management/feed Do all debt management programs destroy your credit rating? http://www.debtmanagementclass.com/do-all-debt-management-programs-destroy-your-credit-rating http://www.debtmanagementclass.com/do-all-debt-management-programs-destroy-your-credit-rating#comments Tue, 09 Sep 2008 15:53:46 +0000 admin http://www.debtmanagementclass.com/do-all-debt-management-programs-destroy-your-credit-rating
thebuffettour asked:




As far as I can tell “debt management programs” are really just friendly faces of creditors that aren’t interested in helping you as much as they are creditors. My wife was using one when we first married and they screwed everything up. It also destroyed my wifes credit for 7 years and charged her monthly to do it!
Are there any ones that are actually out for the little guy?

]]> http://www.debtmanagementclass.com/do-all-debt-management-programs-destroy-your-credit-rating/feed How does debt management/consolodation work? http://www.debtmanagementclass.com/how-does-debt-managementconsolodation-work http://www.debtmanagementclass.com/how-does-debt-managementconsolodation-work#comments Sun, 24 Aug 2008 06:13:25 +0000 admin http://www.debtmanagementclass.com/how-does-debt-managementconsolodation-work
Jennifer M asked:


So I am thinking debt management or debt consolodation would work better then bankruptcy, but my husband did debt consolodation about 5 years ago, and we were told it looks as bad as a bankruptcy. It actually negatively effects your credit. Is this true with all the companies?

]]> http://www.debtmanagementclass.com/how-does-debt-managementconsolodation-work/feed